I always opt for a factory overclocked card when the option is available. You get a nice boost in performance out of the box coupled with improved components. The Windforce 3X is exactly the type of upgrade you can feel good about spending a few dollars on.
You do software updates to get the most from favourite programs right? Updating a motherboard BIOS can in a timely manner is also critical. The guide to Flashing a Motherboard BIOS spells out the often complicated steps in plain english. PCSTATS Tips