The efforts to mitigate the threat of the Meltdown and Spectre exploits appears to be WORSE than the threat itself. Many Intel systems will randomly and spontaneously reboot after installing microcode updates that protect against Spectre 2. No shit.
Business software left the office and moved into the home long ago. If you've ever lost the password to Word, ZIP or PDF file in misguided attempt to protect data from prying eyes, this guide to Decrypting Document and File Passwords is a life saver. PCSTATS Tips